Pradhan Mantri Awas Yojana – Gramin (PMAY-G)

Date : 01/04/2024 - 31/03/2029 | Sector: Rural Development / Housing

Name of Scheme: Pradhan Mantri Awas Yojana – Gramin

A flagship housing scheme of the Government of India aimed at providing pucca houses with basic amenities to rural households who are homeless or living in kutcha/dilapidated houses. The scheme emphasizes inclusivity and targets first-time beneficiaries from weaker sections, particularly in rural areas.

Basic Information	Eligibility Criteria	Required Documents
The Union Cabinet in its meeting held on 9^th August 2024 has approved the implementation of the PMAYG for 5 more years from FY 2024-25 to 2028 for 2 crore more houses. The approvals given by the Union Cabinet have been intimated to the States/UTs. In addition, the scheme would ensure the priority for first time beneficiary households during FY 2024-25 to 2028-29. The unit assistance under the next phase of the scheme is Rs. 1.20 lakh in plain areas and Rs. 1.30 lakh in the North East Region (NER) States. Hill States namely Himachal Pradesh, Uttarakhand, J & K & Ladakh only.	Exclusion Criteria: Motorised Three/four wheeler Mechanised three/four wheeler agriculture equipment Kisan Credit Card with credit limit of 50,000/- or above Household with any member as a Govt. employee Household with non-agricultural enterprises registered with the Govt. Any member of the family earning more than Rs. 15,000/- PM Paying Income Tax Paying Professional Tax Own 2.5 acres or more of irrigated land Own 5 acres or more of unirrigated land	Ration Card ROR Job Card All family members Aadhar card Bank Pass Book

Basic Information

Eligibility Criteria

Required Documents

The Union Cabinet in its meeting held on 9^th August 2024 has approved the implementation of the PMAYG for 5 more years from FY 2024-25 to 2028 for 2 crore more houses.

The approvals given by the Union Cabinet have been intimated to the States/UTs. In addition, the scheme would ensure the priority for first time beneficiary households during FY 2024-25 to 2028-29.

The unit assistance under the next phase of the scheme is Rs. 1.20 lakh in plain areas and Rs. 1.30 lakh in the North East Region (NER) States. Hill States namely Himachal Pradesh, Uttarakhand, J & K & Ladakh only.

Exclusion Criteria:

Motorised Three/four wheeler
Mechanised three/four wheeler agriculture equipment
Kisan Credit Card with credit limit of 50,000/- or above
Household with any member as a Govt. employee
Household with non-agricultural enterprises registered with the Govt.
Any member of the family earning more than Rs. 15,000/- PM
Paying Income Tax
Paying Professional Tax
Own 2.5 acres or more of irrigated land
Own 5 acres or more of unirrigated land

Ration Card
ROR
Job Card
All family members Aadhar card
Bank Pass Book

Beneficiary:

Rural households

Benefits:

Financial assistance of ₹1.20 lakh in plain areas. ₹1.30 lakh in North Eastern and Hilly States. Assistance for house construction with sanitation, electricity, and other basic facilities.

How To Apply

Contact the Gram Panchayat or Block Development Office (BDO)
Submit required documents:
1. Ration Card
2. ROR (Record of Rights)
3. Job Card
4. Aadhar cards of all family members
5. Bank Passbook
* Verification is done at local level
* Eligible beneficiaries are selected based on SECC data and exclusion criteria