Invest in Small Savings Schemes & Be a Partner in Nation Building
Post Office Savings Account
- Interest rate @ 4% per annum on single and joint accounts.
- Minimum INR 500/- for opening.
- Cheque facility available.
- Interest in the account up to Rs. 10,000/- qualifies for deduction u/s 80-TTA of Income Tax Act.
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Post Office Recurring Deposit Account
- Interest rate 6.7% per annum (quarterly compounded).
- Minimum INR 100/- per month, no maximum limit.
- Maturity time is 5 years (60 deposits).
- Extension available for another 5 years at original rate.
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National Savings Time Deposit Account
- Interest payable annually but calculated quarterly.
- Minimum amount: Rs. 1000/-.
- Interest Rates:
1 Year – 6.9%
2 Year – 7.0%
3 Year – 7.1%
5 Year – 7.5%
- Eligible under Section 80C of Income Tax Act.
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National Savings Monthly Income Scheme (MIS)
- Interest at 7.4% per annum, payable monthly.
- Max investment: Rs. 9 lakh (single), Rs. 15 lakh (joint).
- Minimum Rs. 1000/-, in multiples of Rs. 1000/-.
- 5-year maturity. Interest via auto-credit or ECS.
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5-Year National Savings Certificate
- Minimum Rs. 1000/-, in multiples of Rs. 100/-.
- Interest rate 7.7%, compounded annually, paid at maturity.
- Matures in 5 years from date of deposit.
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Kisan Vikas Patra (KVP)
- Interest rate 7.5%, compounded annually.
- Investment doubles in 115 months (9 yrs 7 months).
- No limit on number of accounts.
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Senior Citizens Savings Scheme
- Interest rate 8.2%, payable quarterly.
- Minimum Rs. 1000/-, max Rs. 30 lakh.
- Available for individuals aged 60+, or 55+ (VRS retirees).
- Can be opened singly or jointly with spouse.
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Public Provident Fund (PPF)
- Interest rate 7.1% per annum (compounded yearly).
- Deposit range: Rs. 500 to Rs. 1.5 lakh/year.
- Tax-free interest, 15-year maturity.
- Interest credited yearly as per MoF notification.
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Sukanya Samriddhi Account (SSA)
- For girl child under 10 years.
- Interest rate 8.2% per annum (compounded yearly).
- One account per girl (max two per family).
- Deposit: Rs. 250 to Rs. 1.5 lakh/year.
- Tax-free interest under Income Tax Act.
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Mahila Samman Savings Certificate
- For women or guardians of minor girls.
- Minimum Rs. 1000/- in multiples of 100.
- 7.5% interest per annum, 2-year maturity.
- 40% withdrawal allowed after 1 year.
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# Rate of Interest shown is valid from 01-01-2025 to 31-03-2025.
# Rates are subject to change as per Government of India orders.
Save for Nation Building
Save with us.
For further details, contact:
- Post Office
- Authorised Postal Agents
- Office of the DM & Collector, North Tripura (Small Savings Section)
